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Centre for Finance and Development

Effects of Digital Economy on Banking and Finance

In this project, we study digital innovations and how fintech extends financial services to firms and households, and improve credit allocation using the loan-account level data comparing the fintech and traditional banking. In this chapter, we provide the causal evidence from China on the effects of digital finance on the real economy and the channels through which it stimulates inclusive growth.

Project partners: Yi Huang (Graduate Institute), Qian Jun (Fudan University)